Investment disclaimer

What forex-basics.com is NOT

Forex-basics.com is not a licensed investment adviser under Directive 2014/65/EU (MiFID II), nor under the Polish Act on Trading in Financial Instruments, nor under any other equivalent regime. We do not hold an authorisation from KNF (the Polish Financial Supervision Authority), the FCA, the SEC or any comparable regulator to provide investment advice or to manage portfolios.

We do not publish investment recommendations within the meaning of the EU Market Abuse Regulation (596/2014, Article 20), nor within the meaning of the Polish Ministry of Finance Regulation of 19 October 2005 on information constituting recommendations on financial instruments. No article on this portal is an analyst opinion intended to influence the investment decisions of a specific person or a specific group of recipients.

We do not accept orders, manage client funds, run investment accounts or provide any other brokerage service. Forex-basics.com is an educational portal — full stop.

The nature of the content we publish

Every article, calculator, broker review and video on forex-basics.com is educational content. We describe market mechanics, definitions of terms, historical examples and methodologies of analysis. We never suggest buying or selling a specific financial instrument. We do not point to price levels as decision points for a specific reader.

When an article says "at a 1.2 pip spread and a 1-lot position, the entry cost is 12 USD" — this is a numeric example illustrating the mechanics of a pip, not an invitation to open such a position. When we describe a scalping strategy, we describe it as a concept; we do not claim that a specific person will earn a specific return by applying it.

ESMA risk warning

Per ESMA (European Securities and Markets Authority) communications, 74–89% of retail accounts lose money trading CFDs at European brokers. The specific figure depends on the broker and is published quarterly in its official KID (Key Information Document) — a requirement that has been mandatory across the EU since 2018.

Trading on the Forex market with leveraged instruments carries the risk of rapid capital loss due to leverage. You may lose substantially more than your initial deposit if your broker does not provide negative-balance protection (although for retail clients within the EU, that protection has been mandatory since 2018). Before you deposit your first dollar, make sure you understand how CFDs work and whether you can afford to lose the entire deposit.

Past performance is not indicative of future results

All references to historical price moves, strategy returns or backtests are illustrative only. Results achieved in the past — by us, by a financial institution, by a specific trader — do not guarantee similar results in the future. The market changes: central-bank policies shift, liquidity evolves, the regulatory environment is in constant motion. A strategy that worked in 2015 may no longer work today — and vice versa.

Consult a professional before deciding

Before making any investment decision, please consult a licensed investment adviser registered with KNF (the Polish Financial Supervision Authority — knf.gov.pl) or with the equivalent regulator in your country of residence. An adviser who understands your financial situation, your investment objectives, your risk tolerance and your time horizon can adapt a recommendation to your personal circumstances — something we, as an educational portal, never do.

The content of forex-basics.com can serve as a starting point for such a conversation with an adviser — but it does not replace it.